Life Insurance, and Health Insurance in Eaton, OH and the surrounding areas
Protecting what matters most…
Life & Health Insurance from the Chrismer Agency
Why is Life Insurance So Important?
No matter what books you read, lectures you attend, study groups you visit, or clever people you ask, you simply can’t know everything that may come your way. Sometimes life’s surprises can be beneficial…and sometimes they can be life-changing for completely different reasons.
The loss of a loved one is never, ever easy. Nothing in life causes such immediate emotional turmoil. When that loved one is the family income earner there are additional burdens that add financial insult to the terrible emotional injury. The team at Chrismer Agency has seen what this can do to a family and that’s why we talk to our clients about life insurance.
An Incredible Gift
Money is the last thing on anyone’s mind when a loved one dies. Nobody is immediately struck with meeting future financial obligations. However, it doesn’t take long for the reality of ongoing debt to become a very real problem. Making sure that the loss of income doesn’t create a financial hardship for your family could be the most important gift you’ll ever give.
Have the right plan
The right life insurance plan not only meets immediate needs such as funeral and burial expenses but can also provide an ongoing source of income to cover ongoing obligations such as:
- Mortgage Payments
- Car Payments
- Installment loans / Credit Card payments
- Auto, home, life, and health insurance
- Medical needs
- Everyday living expenses
We can meet your needs for:
- Permanent Life
- Universal Life
- Whole Life
- Term Life
- Return of Premium Term Life (with this product all the premiums are returned to you at the end of the policy term)
- Fixed Annuities
- and more
The professionals at the Chrismer Agency offer a host of life insurance options that can help ensure your family avoids financial hardship.
Making Medical Care Affordable
The Affordable Care Act dramatically changed the landscape of the health insurance industry. Today, walking through the maze of health insurance coverage options can be an extremely confusing task.
The Chrismer Agency offers health insurance plans for those individuals who aren’t covered under a group plan. Our seasoned professionals can help you navigate the many options available to you and your family so you get the coverage you need at premiums that work with your budget.
Our team can also help with Medicare supplement insurance. This coverage is designed specifically to cover many of the things Medicare doesn’t. This provides financial relief by eliminating your obligation to pay various deductibles and other out-of-pocket expenses. These supplements are designed by Medicare, so the policies are the same, regardless of the carrier. A Chrismer Agency representative will be happy to walk you through the Open Enrollments process.
Coverage options include:
- Major Medical
- Disability Income Protection
- Health Savings Accounts
- Medicare Supplements
- and more.